Ways to pay for a Set Funeral Plan

How much will your Plan cost?

If you choose a Set Funeral Plan, The Co-operative Funeralcare offers a range of flexible and affordable payment options designed to suit every budget. And if you change your mind about your Plan within 30 days, we’ll refund all payments made.

Set Funeral Plans

Our Set Funeral Plans are available for both cremation and burial. Straightforward and affordable, you’re given full details of what’s included as part of your Bronze, Silver or Gold Plan, and there’s nothing more to pay when the times comes.

About paying in full for a Set Funeral Plan

Our Set Funeral Plans are available from £24.76 a month whether you choose cremation or burial. 

Pay in full for immediate cover
Make a single payment when you arrange your Set Funeral Plan, and relax knowing everything is taken care of. Cover is immediate, and payment can be made online using a credit or debit card, or at your local funeral home using cash, a cheque, or a credit or debit card.

Alternatively you can download our application form and post it back to us with a cheque.
Download application form

The prices shown below already include a £100 online discount and for a limited time only include a further £50 discount on Silver Plans. The discount is exclusive to Funeral Plans bought online and does not apply to application forms downloaded and printed from this website and posted back to us.

Bronze Silver Gold

Single payment

£3,125.00

£3,560.00

£3,955.00

Buy Online Now

Buy Bronze Plan

Buy Silver Plan

Buy Gold Plan

Spread the cost of a Funeral Plan

Make your Set Funeral Plan more affordable by spreading the cost over smaller, monthly Direct Debit payments for a fixed period. Your monthly payment will never rise, no matter how much funeral prices increase. And once paid in full, everything in the Plan is covered.

*An Instalment Charge is included in the Plan cost if you choose to pay by 24, 36 or 60 months.

Bronze Silver Gold

12 Monthly payments

£260.42
(£3,125 total)

£296.67
(£3,560.00 total)

£329.58 
(£3,955.00 in total)

*24 Monthly payments

£141.93
(£3,406.25 in total)

£161.68
(£3,880.40 in total)

£179.62 
(£4,310.95 in total)

*36 Monthly payments

£99.83
(£3,593.75 in total)

£113.72
(£4,094.00 in total)

£126.34
(£4,458.25 in total)

*60 Monthly payments

£65.10
(£3,906.25 in total)

£74.17
(£4,450.00 in total)

£82.40
(£4,943.75 in total)

Buy Online Now

Buy Bronze Plan

Buy Silver Plan

Buy Gold Plan

Paying a fixed monthly payment for Set Funeral Plan

Low Fixed Monthly Payments
Fixed Monthly Payments are a great way to make planning your funeral more affordable. You make the same low payment every month for life, or until the anniversary of your Set Funeral Plan prior to your 90th birthday. And as with all our payment methods, everything in the Plan is covered. It’s open to anyone aged between 50 and 80, and there are no medical questions – just select your Plan and tell us the Plan Holder’s date of birth.

Important considerations

  • Your fixed monthly payments are based on the Plan you choose and the Plan Holder’s age.
  • Payments are made monthly by Direct Debit for life, or until the Plan anniversary prior to the Plan Holder’s 90th birthday.
  • You must have been paying into the Plan for at least two years for the funeral costs to be covered.
  • If the Plan Holder dies within two years of taking out the Plan, we'll return 120% of the payments already made.
  • If you cancel the Plan within 30 days, we'll refund any payments made.
  • If you cancel the Plan after 30 days it has no cash-in value, so you won’t receive a refund.
  • Depending on how long the Plan Holder lives, the total cost of the funeral when the time comes may be less than the total payments made.
Calculate your Fixed Monthly Payments


You may like to watch our animation video below for information on paying for a funeral.

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Here to help

If you have any questions please don’t hesitate to give us a call, we are here to help and support you.

Call us on: 0800 088 4883

or Contact us