Ways to pay for a Funeral Plan

We offer a range of flexible and affordable payment options designed to suit every budget. And if you change your mind about your Plan within 30 days, we’ll refund all payments made.

How to pay for a Set Funeral Plan

There are various easy payment options available if you take out a Set Funeral Plan with us. You can:

Make one single payment for immediate cover
  • By making a single payment when you arrange your Set Funeral Plan, you can relax knowing everything is taken care of.
  • Cover is immediate, and payment can be made online using a credit or debit card, or at your local funeral home using cash, a cheque, or a credit or debit card.
Simple Bronze Silver Gold

Single payment - Price includes £50 online discount

£2945

£3,345

£3,700

£3,949

Buy Online Now

Buy Simple Plan

Buy Bronze Plan

Buy Silver Plan

Buy Gold Plan

Pay by Fixed Monthly Instalments over 6 or 12 months at no extra cost
  • Pay over 6 or 12 months by Direct Debit
  • Make your Plan more affordable by spreading the cost of your Funeral Plan over 6 or 12 months at no additional cost.
  • Choose a no deposit option or choose to pay a deposit.

Things to consider

  • If you cancel the Plan within 30 days we’ll refund the payment you have made.
  • If you cancel the Plan after 30 days we’ll refund the payments you have made, less a Cancellation Charge of £250.
Simple Bronze Silver Gold

12 Monthly payments

£245.42
(£2,945 total)

£278.75
(£3,345 total)

£308.33
(£3,700.00 total)

£329.08
(£3,949 in total)

*24 Monthly payments

£125.16
(£3,003.90 in total)

£142.16
(£3,411.90 in total)

£157.25
(£3,774.00 in total)

£167.83 
(£4,027.98 in total)

*36 Monthly payments

£85.08
(£3,062.80 in total)

£96.63
(£3,478.80 in total)

£106.89 
(£3,848.00 in total)

£114.08 
(£4,106.96 in total)

*60 Monthly payments

£52.52
(£3151.15 in total)

£59.65
(£3,579.15 in total)

£65.98
(£3,959.00 in total)

£70.42
(£4,225.43 in total)

Buy Online Now

Buy Simple Plan

Buy Bronze Plan

Buy Silver Plan

Buy Gold Plan

Pay by low cost monthly instalments (Direct Debit) over 2-25 years*
  • Make your Set Funeral Plan more affordable by spreading the cost over smaller, monthly Direct Debit payments for a fixed period.
  • Your monthly payment will never rise, no matter how much funeral prices increase. And once paid in full, everything in the Plan is covered.
  • Our Low cost monthly instalments gives you a range of payment options, giving greater flexibility with a choice of terms over 2 - 25 years which to spread the cost of paying for your Funeral Plan.
  • A maximum age limit applies to the Plan Purchaser.
  • This option is available to anyone as long as the Plan is paid for in full before the Plan Purchasers 80th birthday.

*An Instalment Charge is included in the Plan cost if you choose to pay over 2-25 years.

Things to consider

  • You can choose to pay a deposit if you wish of either £500, £1000 or £1500 if paying by Low cost monthly instalments.
  • If you choose the Low cost monthly instalment option a maximum age limit upon application applies to the Plan Purchaser dependent on payment term selected.
  • If you are paying by low cost monthly instalments over 2-25 years, and the Plan Holder dies before the Plan has been paid for in full, the person arranging the funeral can either:
  • Pay any amount still owed as a single payment. This must be paid before the funeral can be arranged. OR
  • Cancel your Plan by writing to us. If this happens, a refund of all payments will be made to the Plan Purchaser or to the Plan Holder’s estate as appropriate, less a Cancellation Charge. (For details see the Terms and Conditions).

Follow this link to download our Low Cost Monthly Instalments table. The costs shown in this table do not include the online discount.

To purchase a Set Funeral Plan today click here.

Please note: a low cost monthly instalment calculator will be available online soon. In the meantime please contact our Funeral Planning team on 0800 088 4872 who can advise on payments.

Fixed Monthly Payments until you reach 90 years old
  • If you’re aged 50-80 years, you can pay by Fixed Monthly Payments. This is a monthly payment option, similar to an insurance product, which needs to be paid monthly for life, or until the Plan anniversary immediately prior to your 90th birthday.
  • Available to anyone aged 50-80, with no medical questions.
  • To find your Fixed Monthly Payment, simply fill in your date of birth into the calculator below. This will give you the monthly payment you will need to pay for life or until the Plan anniversary prior to your 90th birthday, whichever is earlier.

Things to consider

  • Fixed Monthly Payments are based on the Plan you choose and the Plan Holder’s age at the start.
  • The Fixed Monthly Payment option isn’t available on a joint plan.
  • Your funeral costs are only covered after you have been paying into the Plan for at least two years.
  • Payable monthly by Direct Debit – for life or until the Plan anniversary prior to your 90th birthday, whichever is earlier.
  • If you die within two years of taking out your Plan we’ll return 120% of payments already paid, to your estate.
  • If you cancel the Plan within 30 days we’ll refund any payments you’ve made.
  • If you cancel the Plan after 30 days, there is no cash-in value and you’ll get nothing back.
  • Depending on how long you live, the total cost of the funeral at the time of need may be less than the total payments made.
  • This is a no deposit option.

Calculate your Fixed Monthly Payments

How to pay for a Tailor-made Funeral Plan

Make one single payment for immediate cover
  • Make a single payment when you arrange your Tailor-made Funeral Plan, and relax knowing everything is taken care of.
  • Cover is immediate, and payment can be made online using a credit or debit card, or at your local funeral home using cash, a cheque, or a credit or debit card.
Pay by Fixed Monthly Instalments over 6 or 12 months
  • Pay over 6 or 12 months by Direct Debit.
  • Make your Plan more affordable by spreading the cost of your Funeral Plan over 6 or 12 months at no additional cost.
  • Choose a no deposit option or choose to pay a deposit.